FEMA Flood Maps Online
Updated Fees- Flooding
From time to time there are new pieces of information about Floodplain Management that are beneficial points of interest for Crawford County Residents. By now a number of you have probably heard about Crawford Counties NEW Floodplain Maps. Some people have asked if we are going to get new maps. New maps will create an double edged sword situation. They will be more specific for some but could also put others that are not currently in the program in the designated floodplain. Please remember just because you are not required to purchase flood insurance does not mean you can't get it. If you feel it would be beneficial, please contact your insurance provider and you will be able to buy it at a really reduced rate.
Letter of Map Change
Often know as LOMA's. If you believe that your property has been put in the floodplain on the NFIP (National Flood Insurance Rate Maps) in error, you have the right to apply for a LOMA. If granted the can either take your structure or your property out. It is up to you to pay the fees for all that is involved with the LOMC applications. There are many properties that have already gone through that process and the Division of Water Resources has compiled a map to look and see if there has been a LOMC filed for your property.
If you have any questions about floodplain issues please feel free to call the Floodplain and Zoning office for assistance with your questions.
Flood Safety Tips
Why Buy Flood Insurance?
Spring rains are upon us, and it is time to consider purchasing flood insurance. Regular business or homeowner’s insurance doe not cover flood damage. A source of flood insurance is through the federally funded National Flood Insurance Program (NFIP). People can actually buy flood insurance through private companies. If your community participates in the program, you are eligible, whether or not you live in a high risk flood zone.
Communities that participate in the NFIP have agreed to follow certain flood plain management regulations. By doing so, the residents of participating communities can qualify for flood insurance that compensates owners and renters for all covered flood-related losses to a home or business providing the deductible has been met.
The top ten reasons to buy flood insurance are:
Crawford County has obtained new flood maps and in some areas the flood zone is changing. Banks are now requiring flood insurance on some mortgages. If you purchase flood insurance before the new map change becomes effective, which is April 16, 2009, you may be able to obtain the insurance at a lower rate. And you can keep the zone (X –vs- A) or elevation locked in as long as the policy is paid. The rate won’t be locked in but the zone for a lower rate will be. If you have questions whether or not your property is affected by the flood maps please contact your Floodplain Manager, Ron Albertini at 620-235-0857 or your Floodplain Administrator, Judith Freeman at 620-724-6168 for rural areas or your local city office.
No Rise Certificate
Reimbursement of Premiums
MT1 Complete Application
MT1 Form Instructions